Legal Disclaimer

The information, materials, courses, and resources provided by Energize Cognitive through energizecognitive.com are intended solely for educational and informational purposes. Our budgeting skills training programs, financial literacy courses, and related educational content are designed to help individuals develop personal finance knowledge and skills.

All educational materials presented on this website represent general information about budgeting techniques, financial planning concepts, and money management strategies. This content should not be construed as professional financial advice, investment recommendations, or personalized financial planning services.

Individual results from our educational programs may vary significantly based on personal circumstances, dedication to learning, application of concepts, and individual financial situations. We make no representations or warranties regarding the effectiveness of our educational materials for any particular person's financial goals.

Energize Cognitive, its directors, employees, contractors, and affiliates shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of our educational materials or website content.

Financial Decisions

We are not responsible for any financial decisions made by users based on our educational content. Users acknowledge that all financial decisions remain their sole responsibility and should be made in consultation with qualified financial professionals when appropriate.

Educational Outcomes

While we strive to provide high-quality educational content, we cannot guarantee specific learning outcomes, financial improvements, or success in personal budgeting endeavors. Educational progress depends on many factors outside our control, including individual effort, consistency, and personal circumstances.

All information on energizecognitive.com is provided "as is" without warranties of any kind, either express or implied. We make reasonable efforts to ensure accuracy of our educational content, but we cannot guarantee that all information is current, complete, or error-free.

Financial regulations, tax laws, and best practices evolve over time. Information that was accurate when published may become outdated. Users are responsible for verifying current information and consulting with professionals for up-to-date guidance.

Content Updates

We reserve the right to modify, update, or remove educational content without prior notice. Course materials and website information may change to reflect current best practices or regulatory requirements.

Third-Party Information

Our educational materials may reference or link to third-party resources. We are not responsible for the accuracy, completeness, or reliability of external content. Users should independently verify information from outside sources.

Energize Cognitive does not provide professional financial advice, tax preparation services, investment recommendations, or personalized financial planning. Our role is strictly educational, helping individuals learn budgeting concepts and develop financial literacy skills.

When to Seek Professional Help

We strongly encourage users to consult with qualified professionals for specific financial situations, including but not limited to debt management, investment decisions, tax planning, retirement planning, and major financial transactions.

Licensed financial advisors, certified public accountants, and other financial professionals can provide personalized advice based on individual circumstances, which our educational materials cannot replace.

Scope of Educational Services

Our educational programs focus on teaching fundamental budgeting concepts, explaining financial principles, and helping users develop money management skills. This education serves as a foundation for informed decision-making but does not constitute specific financial guidance.

By accessing energizecognitive.com and participating in our educational programs, users acknowledge and agree to several important responsibilities and limitations.

Personal Responsibility

Users are solely responsible for their financial decisions and outcomes. Our educational content provides general information and concepts, but individual application and results depend entirely on user choices and circumstances.

Risk Acknowledgment

Users understand that financial management involves inherent risks and that educational programs cannot eliminate these risks. Personal budgeting decisions may have financial consequences, and users accept full responsibility for their choices.

Energize Cognitive operates as an educational organization and complies with applicable laws in Thailand. Our services are designed to provide general financial education rather than regulated financial services.

Jurisdictional Considerations

Financial regulations vary by country and region. While our educational content aims to be broadly applicable, users outside Thailand should verify that concepts and strategies align with their local laws and regulations.

No Professional Licensing

Energize Cognitive and its instructors provide educational services and do not hold licenses for financial advisory services, investment management, or other regulated financial professions. Our role is purely educational.